New Jersey Paid Family Leave Contribution Rates 2026
New Jersey runs Temporary Disability and Family Leave Insurance (TDI/FLI), funded by a payroll contribution of 0.42% of wages.
2026 rate card
- Total contribution rate
- 0.42%
- Employer share
- 0%
- No employer contribution
- Employee share
- 100%
- 0.42% of wages
- Wage cap
- $171,100
- Per employee, per year
- Maximum employee contribution
- $718.62
- Per employee, per year
- Small-employer relief
- None
- Every employer pays the full rate
Last verified August 18, 2026Source: NJ Department of Labor and Workforce Development
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Estimates only. Confirm current rates with your state agency before filing or budgeting.
Who must contribute
- Two separate employee withholdings for 2026: 0.19% for Temporary Disability Insurance and 0.23% for Family Leave Insurance — 0.42% combined.
- The 2026 employee taxable wage base is $171,100, giving a maximum annual withholding of $325.09 for TDI plus $393.53 for FLI, or $718.62 combined.
- The employer also pays a Temporary Disability Insurance contribution that is experience-rated and differs by employer. Because that rate is assigned individually, it is not included in the employer figure here — treat the employer column for New Jersey as a floor, not a total.
- Family Leave Insurance is entirely employee-funded; employers pay nothing toward FLI.
- The employer taxable wage base differs from the employee wage base.
- FLI provides up to 12 weeks; TDI provides up to 26 weeks.
- Approved private plans may be substituted for either program.
What employees receive
- Maximum weekly benefit
- $1,119.00
- Maximum weeks
- 12 weeks
- Per benefit year, combined where programs stack
- Wage replacement
- 85% of wages
Benefit amounts are what an employee on leave receives. They are set separately from the contribution rate and are usually re-published each year against the state average weekly wage — often on a different cycle to the premium.
Private plan option
New Jersey permits an employer to substitute an approved private or voluntary plan for the state plan. The plan must be at least as generous as the statutory one and must be approved by NJ Department of Labor and Workforce Development before it takes effect. If you run an approved private plan, the state premiums above do not apply — your carrier sets the cost instead. How to decide between the two.
Key dates
- 1 January
- New rates take effect. Update payroll before the first pay run of the year.
- Quarterly
- Wage reports and premium payments are due to NJ Department of Labor and Workforce Development, generally by the last day of the month following each quarter.
- Autumn
- Next year’s rate is announced. This page is re-checked against the agency in November and updated in December.
Common questions
What is the New Jersey paid family leave rate for 2026?
The New Jersey Temporary Disability and Family Leave Insurance contribution is 0.42% of wages for 2026. The employer pays 0% of that and the employee pays 100%.
How much does an employer pay for paid family leave in New Jersey?
Nothing. New Jersey funds its program entirely through employee payroll deductions. The employer's obligation is to withhold the contribution correctly and remit it on time, not to fund it.
Is there a wage cap on New Jersey paid leave contributions?
Yes. Only the first $171,100 of each employee's annual wages is subject to the premium in 2026. The cap applies per employee, so a high earner stops contributing partway through the year while everyone else keeps going. That works out to a maximum of $718.62 per employee per year.
Are small employers exempt from New Jersey paid family leave?
No. New Jersey has no small-employer exemption or reduced rate — an employer with one covered employee pays the same 0.42% as one with ten thousand.
What is the maximum New Jersey paid leave benefit?
Up to $1,119.00 a week, for up to 12 weeks in a benefit year. Wage replacement is 85% of wages, so lower earners replace a larger proportion of their pay than higher earners.
Can we use a private plan instead of the New Jersey state plan?
Yes. NJ Department of Labor and Workforce Development can approve a private or voluntary plan that is at least as generous as the state program. Once approved, you stop paying the state premium and pay your carrier instead. Approval is not automatic and it is not retroactive, so the state rate applies until the plan is in force.
Estimates only. Confirm current rates with your state agency before filing or budgeting.
Last verified August 18, 2026Source: NJ Department of Labor and Workforce Development
Maintained by Treesera Technologies, Payroll and compliance calculators. How these rates are sourced.
Employing in more than one state?
New Jersey is one of 14 jurisdictions with a paid leave premium, and no two use the same rate, split or cap. Calculate the combined cost in one place.
Calculate the combined cost